As Chief Credit Officer for Boston Portfolio Advisors Desiree is responsible for managing mortgage put-back analyses; mortgage loan and student loan quality control and underwriting, which includes assessing the quality of client loan files; performing loan file due diligence reviews; determining compliance with underwriting and regulatory guidelines; assessing data integrity; assessing fraud risk; and client reporting.  She is also instrumental in developing underwriting policies and procedures. 

With over 20 years in the financial services industry, Ms. Daly has extensive experience in mortgage banking, underwriting, and project management.  Prior to joining BPA, Ms. Daly was an independent consultant where she managed workflow and training for specific underwriting projects.  Previously, she was Vice President of Operations for a mortgage brokerage firm.  In this position she developed and implemented corporate policies and procedures, a compliance training program, and a quality assurance program. 

Ms. Daly earned her B.A. in Business Administration, magna cum laude, from Mary Baldwin College and an M.B.A from Nova Southeastern University.  She is an associate member of The Global Association of Risk Professionals and a member of The Professional Risk Managers’ International Association.  Contact Ms. Daly at 954-832-3558.