Boston Portfolio Advisors provides a broad range of integrated solutions designed to improve portfolio performance through problem identification, issue resolution, oversight of third parties, and ongoing monitoring.
Boston Portfolio Advisors works with
- Mortgage Loans – residential, multifamily, and commercial; prime, alt-A, and subprime
- Student Loans – alternative and FFELP; specialty capabilities for career colleges
- Auto Loans – prime and sub-prime
- Equipment Leases and Loans
- Credit Cards
- Securitizations and Whole Loan Portfolios
- Charged-off consumer loans and receivables
Hot Topics at Boston Portfolio Advisors
Asset and Portfolio Management
- Asset Surveillance and Performance Reporting
- Put-back Management
- Asset Valuations
- Asset Purchases and Sales
- Residual Valuation
- Bankruptcy Asset Management and Disposition
- Operations Management
- Management of “orphaned” portfolios
Loan Servicer Oversight
- Evaluate Servicer Management, Operations and Performance
- Regulatory and Contract Compliance
- Default, REO, and Mortgage Insurance Claim Monitoring
- Warranty and Representation Breach Analyses
- Loss Mitigation Strategy Development and Implementation
- Identification and Cure of Performance Leaks
- Best Practices Review
- Exception Management
Mortgage Loan Put-Back Management
- Complete management and implementation of the put-back cycle
- Individual loan and servicing reviews
- Exposure analysis
Due Diligence and Quality Control
- Loan and Lease Portfolio Reviews
- Servicing and Operations Reviews
- Fraud Detection and Analysis
- Breach Analysis
Distressed Asset Management
- Management, Workout, and Sale of Assets
- Asset Valuation
- Best Execution Analysis
- Damage Assessment and Loss Quantification
- Securitization Restructuring Recommendations
- Fraud Detection
Risk Management
- Risk Management and Loss Mitigation
- Securitization Performance / Portfolio Management
- Securitization Waterfall “Shadowing” and Trustee Calculation Confirmation
- Loan Product Design
- Credit Underwriting
- Quality Control
Valuation Services
- Loan and Lease Portfolio Valuation
- RMBS and ABS Tranche Valuation
- Residual Interest and Exotic Asset Valuation
- Benchmarking to Comparable Portfolios and Transactions
Financial Modeling
- Loan Portfolio Cash Flow – All Asset Classes
- Default and Loss Forecasting
- Securitization Cash Flow and Performance Modeling
Litigation Support
- Deep Experience as Expert Witness and Consulting Expert
- Large Scale, Complex Case Experience
- Loan and Servicing Analyses
- Valuation Analyses
- Damage Analyses and Models
- Expert Witness
Securitization Support
- Capital Structure Strategies
- First Time Issuer Assistance
- Rating Agency Preparation
- Transaction Support
Special Servicing and Master Servicing
In addition to the above services, BPA has developed unique industry specific services that address today’s key market issues to maximize portfolio values and minimize losses:
- Price Optimization Models to Identify Loans Mispriced in the Market
- Borrower and Customer Database Technology to Identify Risk Levels of Individual Portfolios and Loans
- “Gain Models” that Dramatically Improve Collection and Cash Flow Rates of Distressed Portfolios
- Co-Branded Programs to Leverage Name Recognition with Servicing and Risk Management
- Asset Sales to Maximize Overall Portfolio Value