Our Services

• Covenant Tracking – Monitoring and preparation of required covenant (financial & operational) information including financial statements, compliance certificates, audit reports, etc. BPA can be the point of contact with client’s borrowers for the purpose of monitoring and proactively addressing risk factors
• Collateral Administration – Loan setup with cash flow modeling, asset tracking, and document management
• Portfolio Analytics – Provide synthesized information, interactive dashboards, and reports
• Cash Monitoring – Reconciliation of actual cash flows versus projected
• Event Management – Coordination/distribution of amendments, consents, waivers and related communications
• Workout Management – Assist with events of default, distressed workouts and restructuring
• Document Library – Maintain deal documents and agent bank notices
• Reporting – Provide customized reporting and predictive analysis focused on identifying risk and potential performance issues, including trends among various performance metrics

Due Diligence

• Due diligence on new assets and existing owned assets
• Servicer reviews and provide findings and recommendations
• Performance improvement strategies, including analysis and recommendations for enhanced profitability of loan portfolios
• Capital allocation advisory to provide an objective, defensible process for prioritizing investments

Predictive Analytics

• Develop models to optimize use of capital
• Develop machine learning techniques to focus on higher asset values and opportunities
• Employed in Master Servicing to determine placements and collection value

Systems

• Operate accounting, credit administration and valuation platforms using BPA-developed systems
• Develop and operate SQL and Excel-based systems to support all aspects of accounting and loan servicing, including investor participation
• Develop and operate automation tools for reconciliation and quality control purposes

Compliance

• Develop and assist in implementing a compliance program consistent with regulatory requirements
• Perform ongoing monitoring
• Develop and assist in monitoring and compliance with operating procedures, accounting policies, internal controls, and regulatory filings
• Assist in developing Business Continuity Plans
• Assist in the annual compliance review